How to Buy Bitcoins with eCheck

An eCheck is a popular way to make online payments with little to no fees. Also known as an electronic check, an eCheck is essentially an online version of a normal, paper check. An eCheck will use your bank account’s routing and transfer number to make a payment or deposit while requiring a day or two to fully process. Their rise in popularity is mainly attributed to their more efficient and less wasteful transfers. Hence, many people prefer to buy and sell bitcoins through eChecks.

In this article, we’re going to look at some of the best apps and websites that let you buy bitcoins with eChecks. But first, let’s take a look at the process of buying bitcoins with eChecks.

Bitcoin Buy Echecks

How to Buy Bitcoins or other Cryptocurrency with eCheck

Buying bitcoins with eCheck is not hard. However, you first need to find a reputable exchange or marketplace to make sure you don’t get scammed.

For example, let’s assume you’ve made an account on the popular and trustworthy cryptocurrency exchange platform known as Coinbase. Here is the process of buying bitcoins with eChecks on Coinbase.

  • Make an account by entering your name, email, and password
  • Get the account verified
  • Create a payment account by clicking “Trade” on their website
  • Remember to confirm the details before going ahead with the transaction
  • Click “Buy Now” to complete your transaction

And you’re done! Other apps and websites have a similarly easy process.

Best apps and websites to buy bitcoin with eCheck or Other Crypto


Got a cryptocurrency portfolio but can’t find a straightforward platform to buy and sell? Here’s where Coinbase comes in. It’s the best platform to buy, sell, and manage your cryptocurrency portfolio.

Coinbase is well-known in the USA and has millions of customers around the world. With it, you can make transactions anywhere as it has a mobile app available for both Android and iOS.


  • Easy to use
  • High liquidity
  • Excellent reputation
  • Strong security
  • Large purchasing limit


  • Sluggish bank transfers
  • Relatively slow customer support

eToro USA – Crypto Trading Platfom

Since 2007, Etoro has been challenging traditional money management in order to open the financial markets to everyone, everywhere.

Founded in 2006, eToro has revolutionized traditional money management and opened financial markets to people from all walks of life. You can make deposits through online bank transfer, bank card, e-wallet, or wire transfer. However, always keep in mind the minimum deposit amount: $50 for the USA and $200 for most other countries.

With eToro, you can withdraw funds from your account at any time. Also, this trading platform does not charge you any trading or deposit fees as they earn their money through the spread difference. However, your bank may charge you.


  • Low fees
  • Easy to use
  • Trustworthy name
  • Huge market selection
  • Excellent customer support


  • Bitcoins can only be drawn in the form of fiat currency


Most business owners got their start through personal selling. Why? Because it’s always easier to sell your product to a customer in a one-on-one setting. LocalBitcoins knows this well.

Founded in 2012 by Nicholas Kangas and Jeremias Kangas, LocalBitcoin is a person-to-person bitcoin trading platform. It’s dedicated to connecting buyers and sellers as it allows vendors to create offers in all kinds of currency. LocalBitcoin itself serves as an escrow.


  • Private
  • Available in all countries
  • Huge variety of buyers and sellers
  • Supports numerous payment methods
  • Fast bitcoin access/delivery for buyers


  • Small amount of cryptocurrency diversity
  • Both sellers and buyers can get scammed


Like LocalBitcoins, Paxful is a person-to-person marketplace offering diverse payment methods. As a customer using Paxful to buy or sell bitcoins, you will be able to use all kinds of currencies.

When a lot of people use a product or service, it’s bound to be useful. Hence, it comes as no surprise that Paxful is used by over 2 million users.


  • Easy to use
  • Strong security
  • Huge variety of sellers
  • Uses an escrow system
  • Supports over 300 payment methods


  • Both sellers and buyers can get scammed


Founded in 2016 by Sergey Nikitin, xCoins is a peer-to-peer lending platform on which buyers can borrow or buy bitcoins from lenders or sellers. Also, it accepts bitcoin loan security deposits and purchases in USD.


  • Easy to get started
  • Quick and efficient way to acquire bitcoins
  • Good way to make money on the side


  • Costly fees
  • Low transaction limit for new users
  • Available in only 40 countries


CEX.IO is a well-known multifunctional cryptocurrency exchange held in high regard by its millions of customers. It allows users to easily buy bitcoin with a credit or debit card. CEX.IO offers multiple payment options, round-the-clock customer support, and platform stability.

Right now, it accepts deposits in USD, EUR, GBP, and RUB.


  • Low fees
  • Established reputation
  • Easy credit card purchases
  • Good user interface


Lengthy and complicated verification process


Founded by the Winklevoss twins, Gemini is an efficient, simple, and secure way to build your bitcoin and crypto portfolio. With Gemini, customers don’t have to worry about high costs and scams as it has low fees and a strong reputation. One of its most interesting aspects is the dashboard that allows investors to easily view a snapshot of their holdings.

Right now, Gemini is accepting deposits in USD, AUD, CAD, EUR, GBP, and HKD.


  • Low fees
  • Easy to use
  • Excellent reputation
  • Good customer support
  • Sets a real-time market limit order


  • Available in only a limited number of countries


Now, to finish things off, let’s answer some of the most frequently asked questions about eChecks.

Q: How are eChecks different from paper checks?

Ans: eChecks are digital and paper checks are, obviously, paper. As fewer consumers are writing checks for everyday purchases, they are likely to become obsolete in the future.

Q: Is paying by eCheck safe?

Ans: Yes, eCheck is a safe payment method, especially when it’s being processed by the right payment processor. Also, patented technology allows companies and banks to help reduce fraud by easily verifying the authenticity of each eCheck.

Q: How do I deposit an eCheck?

Ans: An eCheck is deposited just like any other check i.e. at a bank or credit union, through an ATM, or using your branch’s Remote Deposit Capture.